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Cost of Living in Spain Calculator
Estimate your moving costs, monthly expenses and ideal budget for living in Spain — tailored to your city, household and lifestyle.
Monthly breakdown
Compare lifestyles
Upfront moving budget
- Deposit (refundable)€1,000
- First month's rent€1,000
- International move (est.)€1,500
- Setup & furnishing€450
- Emergency fund (3 months)€5,556
- Recommended to have ready€9,506
Flights are not included (prices vary too much to estimate reliably). Budget them separately.
Compare with other cities
Same household & lifestyle, up to 3 cities.
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Estimates in EUR, reviewed 2026-02. Figures are editorial estimates compiled from public sources, not live data — see the methodology below. Not financial, legal or tax advice.
How the calculator works
Tell us your plan
City, household, home type, lifestyle, transport, schooling and healthcare.
We estimate your costs
A deterministic engine adds up housing, bills, food, transport, healthcare, schooling and leisure.
Plan your budget
See your monthly total, yearly cost and the upfront budget you should have ready — then compare cities.
Methodology, sources & limits
Monthly figures are editorial estimates for a mid-range ('balanced') single adult, compiled from public sources and typical market ranges. They are ESTIMATES and ranges, not live or official data. Always verify current prices before making decisions.
Figures are estimates for guidance only. Actual costs vary by neighbourhood, timing, season and personal choices. Not financial, legal or tax advice.
Sources (2026-02)
- • INE (Instituto Nacional de Estadística) — Household spending & CPI context (link)
- • Ministerio de Vivienda / public rental indices — Rent reference ranges (link)
- • Eurostat — Cross-country cost context (link)
- • Public transport operators (EMT, TMB, etc.) — Monthly travel pass prices
- • Idealista / public asking-rent listings — City rent & €/m² ranges (link)
These figures are editorial estimates, clearly labelled — not live or official statistics. They give a realistic ballpark for planning, not a quote.
Frequently asked questions
How much money do I need to move to Spain?
It depends on your city, household and lifestyle. As a rough guide, a single person renting a one-bedroom flat typically needs €1,300–€2,200/month, plus an upfront moving budget (deposit, first rent, the move itself and an emergency fund) that often lands between €4,000 and €9,000. Use the calculator above for a personalised estimate.
Is this calculator accurate?
The figures are editorial estimates compiled from public sources and typical market ranges (reviewed 2026-02), not live data. They're designed to give a realistic ballpark. Actual costs vary by neighbourhood, season and personal choices — always verify current prices before deciding.
Which cities are included?
We currently cover 12 Spanish cities: Madrid, Barcelona, Valencia, Málaga, Alicante, Sevilla, Bilbao, Zaragoza, Granada, Murcia, Palma de Mallorca, Las Palmas de Gran Canaria. More will be added as we validate data for them.
Does it include the cost of buying a home?
Yes — switch to 'Buy' for a rough, clearly-labelled estimate that assumes a mortgage with configurable defaults plus purchase taxes and fees. Buying costs vary a lot by region, so treat it as a starting point.
Do you store my income or answers?
No. The calculator runs entirely in your browser. Your optional net income is only used on your device to show your monthly balance — it's never sent to a server or saved.
Not sure which city? Try our Spain City Match, or read the moving-to-Spain checklist.